About Sharon Kamas, M.Ed.

Certified Financial Coach | Certified Life Coach

I help you take control of your money and build a system that actually works.

If you make good money but still feel disorganized, behind, or unsure what to do next, you're not alone. Most people don't struggle with money because they lack discipline. They struggle because they don't have a system that actually works. That's where I come in.

What I Do

I help individuals, couples, and business owners build a simple, practical system for managing their money so they can stop overthinking and start making real progress. This isn't about strict budgets or complicated strategies. It's about creating something you can actually follow.

The KAMAS Method™

My coaching is built around a simple framework:

  • KKeep: Know what you actually keep
  • AAllocate: Give every dollar a purpose
  • MManage: Stay in control consistently
  • AAutomate: Let your system run with less effort
  • SSimplify: Make it easy to maintain long-term

Because if your system is complicated, you won't follow it.

My Background

I began my career in education, helping students learn, grow, and take action with confidence. From there, I moved into leadership roles, coaching teachers, building systems, and supporting better decision-making at the director level.

That experience shapes how I coach today. Because real change doesn't come from information alone. It comes from clear thinking, practical strategy, and consistent action.

Why This Work Matters to Me

I grew up in an environment where money was inconsistent, even when there should have been enough. That created a lot of confusion around what "financial stability" actually meant.

Over time, I realized something important: It's not about how much money comes in. It's about how it's structured, managed, and sustained.

That realization is what ultimately led me to build a different approach — one focused on structure, control, and systems that actually work in real life.

What It's Like to Work Together

Clients come to me when they:

  • Make good money but don't feel in control
  • Feel stuck or unsure what to do next
  • Want results without pressure or overwhelm
  • Are ready to take action, but need direction

When we work together, you can expect:

  • Honest, grounded conversations
  • Clear, practical next steps
  • Accountability that actually moves you forward
  • A completely judgment-free space

Real Results, Not Just Advice

This work is personal for me. I retired early and built the kind of financial freedom I once thought was out of reach. Not through complicated strategies, but through structure and consistency. Now, I help my clients build that same kind of control and confidence in their own lives.

Outside of Coaching

When I'm not working with clients, you'll find me on the ranch, spending time in nature, and enjoying the lifestyle I've built. And yes, I occasionally take my race car down the track.

You don't have to figure this out on your own. If you're ready for results and momentum, that's where I start.

Frequently Asked Questions

Straight answers about coaching, time, fit, and how to begin — clients worldwide.

Financial coaching pairs practical money systems with behavior, habits, and accountability. Unlike generic online advice or one-size-fits-all tips, coaching focuses on how you actually follow through in real life—even when motivation fades or life gets busy. I won’t tell you to give up your favorite beverages, treats, or life’s pleasures, and I do not sell insurance, products, or give investment advice. The result is lasting change, confidence, and progress toward your goals.

Coaching is for anyone ready to take control of their finances, career, or personal goals and get a practical, results-driven plan that works in real life. Whether you’re just starting out, navigating a life transition, or scaling a business, coaching helps you make progress, see results, and move forward with confidence—without taking the joy out of life. You can still enjoy your favorite beverages, vacations, or treats while building control and momentum.

Yes! I work with small business owners, leaders, and teams who want to align business decisions with personal goals, optimize cash flow, and create sustainable systems. Every engagement is customized to your unique business and personal priorities.

Sessions are personalized, practical, and supportive. We discuss your goals, challenges, and opportunities, and walk away with actionable steps you can implement immediately. Most clients meet weekly or biweekly, depending on the program. We also celebrate wins along the way, no matter how small, because recognizing progress keeps momentum high.

Results vary, but clients often feel more clarity, control, and confidence after the first session. Structured programs, like the 90-Day Financial Freedom Jumpstart, provide a guided path so you can see measurable progress in weeks. Coaching is an investment in yourself, and your actions guide the speed of progress.

Not at all. Coaching is about making your money, time, and decisions work for you, regardless of income. Strategies are tailored to your situation, whether you’re just starting out or optimizing a more complex financial or business plan.

Coaching with me is holistic. I also support clients with career growth, leadership development, and relationships, because every part of life affects the others. If your goals aren’t money-related, we’ll focus entirely on your priorities and create practical, actionable steps for your unique situation.

That’s exactly what a Gifted Strategy Session is for. We’ll uncover your priorities, clarify what’s holding you back, and map a clear, practical path forward so you always know your next step.

Most sessions run 60 minutes, scheduled to fit your life. Most clients pair weekly or biweekly sessions with small, actionable steps, making progress achievable without feeling overwhelming.

Absolutely! Sessions are held via Google Meet, making coaching convenient no matter where you are in the world. If you’re local and prefer to meet in person, I can accommodate. If you are not local and you’d like me to come to you, I’m open to that too (additional travel fee applies).

Coaching with me is action-oriented, personalized, and results-driven. We don’t just talk about goals, we explore options, create plans, and provide ongoing support to help you follow through. I celebrate wins along the way, and coaching is free from product sales or investment advice so you can focus on what matters to you. Having a coach you can trust and connect with is a personal choice—you’ll have a relationship with me like no other person in your life.

The best way to start is by booking a Gifted Strategy Session. We’ll explore your goals, clarify your next steps, and create a plan designed specifically for you.

It depends. Everyone has their own relationship with money and life experience. Your situation and goals determine the best path—and you won’t be expected to figure that out alone. I’ll support you every step of the way.

I work with clients all over the world.

What Clients Say

Straight talk, practical tools, and support that lasts

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Coaching with Kamas Coaching

Share where you are with money—we’ll help you build clarity, systems, and follow-through.

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