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You Make Good Money, but You're Not Getting Ahead

Financial coaching with Sharon Kamas, M.Ed.

It's Time to Become Financially Fierce.

Even though your income is good, it doesn't feel like it. Maybe the thought of managing your finances feels too daunting, time-consuming, or stressful, leading you to put it off or just keep passively accepting the struggle.

At Kamas Coaching, we look past generic spreadsheets to focus on the emotional side of money. Together, we will uncover your unique spending personality and remodel the daily spending and saving habits that are holding you back.

Imagine:

  • Having a clear picture of where your money is going
  • Understanding precisely what actions to take next
  • Gaining a sense of command over your finances in as little as three sessions

I partner with clients globally to eliminate uncertainty, conquer financial anxiety, and achieve tangible outcomes. It's time to move past feeling like your money is controlling you to feeling confident and maximizing every dollar.

Let's get your system in place today.

Sharon Kamas, M.Ed., certified financial coach and certified life coach

Why Choose Financial Coaching?


Financial coaching gives you a personalized system, real accountability, and practical strategies designed for your actual life. It bridges the gap between knowing what to do and consistently following through.

You don't need more information. You need a system that actually works for your life, and the support to follow through.

Bold Execution

Decisions, momentum, and implementation, not another abandoned spreadsheet. I turn your plan into weekly actions you can actually complete.

  • · Clear next steps every session
  • · Systems that match real life
  • · Accountability when motivation dips

Money is emotional

Money isn't only math, it's behavior, relationships, and identity. Coaching bridges the gap between what you know and what you actually do, without judgment or overwhelm.

Fierce Support

You don't need more advice. You need follow-through. That means systems and tools that work, and the support to use them.

What Is the KAMAS Method™?

The KAMAS Method™ is a five-step financial coaching framework that replaces complicated budgeting with a simple, repeatable system you can actually follow. It stands for Know, Allocate, Manage, Automate, and Simplify.

The real challenge people face with their finances isn't a lack of knowledge, but rather the absence of a practical, workable system. My coaching focuses on this straightforward method designed for lasting success:

K

Know

A

Allocate

M

Manage

A

Automate

S

Simplify

This approach isn't about strict budgeting or sacrificing the joys in life. It's about building a lasting system you can actually live with.

If your system is complicated, you won't follow it.

Clients go from stressed and disorganized finances to a simple system that doesn't complicate their lives.

Ready to Take Control of Your Money?


Schedule your personalized Gifted Strategy Session.

  • Experienced support. Practical guidance from a certified coach and leader.
  • Tailored solutions. Your session is designed for your goals, not a template.
  • No obligation. A real conversation, not a sales pitch.
  • Quick start. Many clients begin the same week.

Getting Started

  1. A warm conversation about where you are, what you want, and what's in the way.
  2. A plan you can actually understand.
  3. Confidence in your next financial decisions.
Two professionals celebrating progress over copper cups with a city skyline at sunset

This is for you if you're ready to take action, not just gather information.

This is for you if:


  • You're making money but not building momentum
  • You're tired of starting over with your finances
  • You want something simple, realistic, and sustainable
  • You're ready to take action, not just think about it
  • You're overwhelmed trying to do it all yourself
  • You're ready to get ahead and do more with your money
Happy young couple celebrating financial freedom together
Person taking the Quick Money Health Check quiz on their phone in a coffee shop

Not Sure Where to Start?

Take the quick Money Health Quiz below to see where you stand.

What's Really Driving Your Money Decisions?

Take the 1-Minute Money Health Quiz

Money isn't just a math problem.

Most people already know they should save more, spend less, or pay off debt. The real challenge is understanding the habits, emotions, and patterns driving their financial decisions.

Whether you're overwhelmed by cash flow, carrying financial stress, or making a good income but still wondering where the money goes, this quick 5-question assessment can help you uncover what's really holding you back.

Awareness: What's Holding You Back

Identify the habits, mindsets, and blind spots that may be keeping you stuck financially.

Understanding: Your Spending Personality

Discover the emotional patterns that influence how you spend, save, and make money decisions.

Action: Your Fierce Next Step

Get practical guidance on what to focus on first so you can stop feeling overwhelmed and start making meaningful progress.

In less than two minutes, you'll gain insight into your relationship with money and a clearer path toward feeling confident and in control.

You deserve to experience freedom with your money without giving up the things you enjoy.

Together, I help you build a plan that works in real life, so you can follow through confidently and see real results.

Money doesn't have to feel stressful, confusing, or overwhelming.

Retired couple enjoying life together on an autumn swing, financially free and stress-free

What changes when your system works:

  • You stop wondering where your money went
  • You start making consistent progress
  • You feel in control instead of reactive
  • You make decisions with confidence
  • Your money starts supporting your life, not creating stress

Book your Gifted Strategy Session today.

No pressure. No obligation.

No spam. No automated emails. Just a real conversation.

Common Questions

Frequently Asked Questions

Straight answers about coaching, time, fit, and how to begin, clients worldwide.

Coaching Basics

What is financial coaching and how is it different from the information I find online?

Financial coaching pairs practical money systems with behavior, habits, and accountability. Unlike generic online advice or one-size-fits-all tips, coaching focuses on how you actually follow through in real life, even when motivation fades or life gets busy. I won’t tell you to give up your favorite beverages, treats, or life’s pleasures, and I do not sell insurance, products, or give investment advice. The result is lasting change, confidence, and progress toward your goals.

Who is coaching for?

Coaching is for anyone ready to take control of their finances, career, or personal goals and get a practical, results-driven plan that works in real life. Whether you’re just starting out, navigating a life transition, or scaling a business, coaching helps you make progress, see results, and move forward with confidence, without taking the joy out of life. You can still enjoy your favorite beverages, vacations, or treats while building control and momentum.

Do you work with businesses?

Yes! I work with small business owners, leaders, and teams who want to align business decisions with personal goals, optimize cash flow, and create sustainable systems. Every engagement is customized to your unique business and personal priorities.

How do sessions work?

Sessions are personalized, practical, and supportive. We discuss your goals, challenges, and opportunities, and walk away with actionable steps you can implement immediately. Most clients meet weekly or biweekly, depending on the program. We also celebrate wins along the way, no matter how small, because recognizing progress keeps momentum high.

How long does it take to see results?

Results vary, but clients often feel more clarity, control, and confidence after the first session. Structured programs, like the 90-Day Financial Freedom Jumpstart, provide a guided path so you can see measurable progress in weeks. Coaching is an investment in yourself, and your actions guide the speed of progress.

Fit, Format, and Time

Do I need to be in a specific income range to work with you?

Not at all. Coaching is about making your money, time, and decisions work for you, regardless of income. Strategies are tailored to your situation, whether you’re just starting out or optimizing a more complex financial or business plan.

Is this just financial coaching?

Coaching with me is holistic. I also support clients with career growth, leadership development, and relationships, because every part of life affects the others. If your goals aren’t money-related, we’ll focus entirely on your priorities and create practical, actionable steps for your unique situation.

What if I don't know exactly what I need?

That’s exactly what a Gifted Strategy Session is for. We’ll uncover your priorities, clarify what’s holding you back, and map a clear, practical path forward so you always know your next step.

How much time will coaching take?

Most sessions run 60 minutes, scheduled to fit your life. Most clients pair weekly or biweekly sessions with small, actionable steps, making progress achievable without feeling overwhelming.

Can I do this virtually or in person?

Absolutely! Sessions are held via Google Meet, making coaching convenient no matter where you are in the world. If you’re local and prefer to meet in person, I can accommodate. If you are not local and you’d like me to come to you, I’m open to that too (additional travel fee applies).

How Coaching is Different and Getting Started

How is this different from other coaches or financial advisors?

Coaching with me is action-oriented, personalized, and results-driven. We don’t just talk about goals, we explore options, create plans, and provide ongoing support to help you follow through. I celebrate wins along the way, and coaching is free from product sales or investment advice so you can focus on what matters to you. Having a coach you can trust and connect with is a personal choice. You’ll have a relationship with me like no other person in your life.

How do I get started?

The best way to start is by booking a Gifted Strategy Session. We’ll explore your goals, clarify your next steps, and create a plan designed specifically for you.

How do I choose the right path for me?

It depends. Everyone has their own relationship with money and life experience. Your situation and goals determine the best path, and you won’t be expected to figure that out alone. I’ll support you every step of the way.

What areas do you serve?

I work with clients all over the world.
What Our Clients Say

What Clients Say

Straight talk, practical tools, and support that lasts

When I met Sharon, I was walking in self-doubt. I was a master at talking myself out of going for what I wanted. I struggled in relationships and reacted to everything! I couldn't even imagine creating goals, much less reaching them. Sharon as my coach was like having a cheerleader on my shoulder, whispering "you've got this" all the time because she allowed me the space to figure out what was missing and go for it.

K
Kim

Before working with Sharon, I was struggling with saving money and my spending was all over the place. Half the time, I didn't even know where my money was going or what I was spending. Working with Sharon has allowed me to create an emergency fund and set goals that are so meaningful to me that I don't waver or get distracted when it comes to my money anymore. She helped me understand my options without making me feel guilty or ashamed of my situation. In two short months, I had a solid plan for paying off my debt, including paying off my house early, saving thousands in interest, and an emergency fund.

B
Barbara

I decided to pursue coaching because I was feeling stuck. Because of this, I realized I needed to talk to someone who could provide an unbiased perspective of the things I was experiencing, while also not being afraid to hold me accountable for my actions. My friends recommended therapy, but I knew it wouldn't be the right fit for me. It wasn't until I suggested to a friend that we become accountability partners and the prospect fell flat that I realized I needed to find a way to become accountable for myself and my own actions. As a result of this, I decided to take the step to invest in myself and work with Sharon.

VT
V. Taylor

I had the privilege of being coached by Sharon and I can say that she is an exceptional coach. She listens attentively and provides sincere advice, always with my best interests at heart. Her ability to ask the right questions helps you find your own answers and discover new paths. Sharon genuinely cares about helping you reach your goals, offering a supportive and friendly hand along the way. I highly recommend Sharon to anyone looking for guidance and growth.

D
Dayra

Sharon, you have been instrumental in helping me see not only what is possible, but what was holding me back. You have helped me uncover what years (and you know, it has been years) of therapy didn't touch. For the first time, I have money left at the end of the month AND all my bills are paid. No interest is being given away to a credit card, and I finally feel like retirement will be an option. But that isn't the best part.

L
Lacey

The best part about investing in a coach is how confident I am with my money now and even more confident in how I communicate and advocate for myself.

J
Jan

Your money deserves a plan you can keep

Coaching Worldwide

Practical tools, behavior change, and accountability, so you live the plan, not just write it.

  • Timely replies
  • Clarity first
  • Real accountability