Financial coaching with Sharon Kamas, M.Ed.
You make good money, but it doesn't feel like it. You might even avoid looking at your finances because you're not sure what you'll find.
Know exactly where your money is going, what to do next, and how to move forward within your first 3 sessions.
I work with clients worldwide.
You don't need more information. You need a system that actually works — and the support to follow through.
Decisions, momentum, and implementation, not another abandoned spreadsheet. I turn your plan into weekly actions you can actually complete.
Money isn't only math, it's behavior, relationships, and identity. Coaching bridges the gap between what you know and what you actually do — without judgment or overwhelm.
You don't need more advice. You need follow-through. That means systems and tools that work—and the support to use them.
Most people don't struggle with money because they lack information. They struggle because they don't have a system that actually works.
My coaching is built around a simple, 5-step proven framework:
Most people focus on income, but what matters is what you actually keep and can use.
Give every dollar a clear, intentional role.
Stay in control with a system that's easy to maintain.
Set up your finances to run with minimal effort.
Reduce complexity so your system works long-term.
This isn't about strict budgeting. It's about building a system you can actually live with.
If your system is complicated, you won't follow it.
My clients go from disorganized finances to a fully automated system in 90 days or less.
No matter which program you choose, you'll build a simple, clear, and sustainable system based on the KAMAS Method so you can finally feel in control.
Ongoing coaching for individuals and couples, personalized strategy, clear cash flow, and real accountability.
A focused foundation when you're starting fresh or resetting after a big life change: clarity fast, without years of trial and error.
Clarity in your numbers, owner pay, and simple systems so your business supports your life — not the other way around.
Schedule your personalized Gifted Strategy Session.
This is for you if you're ready to take action, not just gather information.
Identify what’s holding you back and map your next step.
Money can feel complicated, stressful, or overwhelming. Or maybe you’re on track but not seeing the results you want. This 5-question quiz will give you a practical look at your financial habits, strengths, and gaps.
Enter your email at the end to get your personalized score and actionable next step.
You're making intentional financial decisions and have a strong foundation. Now it's about refining your systems, optimizing strategy, and making sure your money works as hard as you are.
Next step: Book a Gifted Strategy Session to refine your plan and maximize your results.
Optional: Or get structured results quickly with the 90-Day Financial Freedom Jumpstart.
Awareness is there, but your systems and habits aren't fully consistent yet. Progress comes from having a plan you can actually stick to and support to stay on track.
Next step: Book a Gifted Strategy Session to create a practical plan and build consistency that sticks.
Optional: Or jump in with the 90-Day Financial Freedom Jumpstart to gain clarity and momentum quickly.
Money feels stressful, unpredictable, or out of control. That's because systems aren't in place to guide your decisions, which leads to starting over or reacting to fires. The fastest way forward is a simple plan and the support to make it stick.
Next step: Book a Gifted Strategy Session to gain control, put systems in place, and take actionable next steps confidently.
Optional: Or take the 90-Day Financial Freedom Jumpstart to get a structured path to progress.
You may feel stressed, uncertain, or like avoiding money altogether is easier than facing it. The first step is starting with simple, practical steps that actually work for your life — so you stop feeling stuck. You don't have to do it alone.
Next step: Book a Gifted Strategy Session to rebuild control and confidence with guidance.
Optional: Or begin with the 90-Day Financial Freedom Jumpstart for a guided, step-by-step approach.
No spam, no automated mailing lists — just personalized follow-up. I like to know my clients and provide real support.
Together, I help you build a plan that works in real life, so you can follow through confidently and see real results.
Money doesn't have to feel stressful, confusing, or overwhelming.
Book your Gifted Strategy Session today.
No pressure. No obligation.
No spam. No automated emails. Just a real conversation.
Straight answers about coaching, time, fit, and how to begin — clients worldwide.
Financial coaching pairs practical money systems with behavior, habits, and accountability. Unlike generic online advice or one-size-fits-all tips, coaching focuses on how you actually follow through in real life—even when motivation fades or life gets busy. I won’t tell you to give up your favorite beverages, treats, or life’s pleasures, and I do not sell insurance, products, or give investment advice. The result is lasting change, confidence, and progress toward your goals.
Coaching is for anyone ready to take control of their finances, career, or personal goals and get a practical, results-driven plan that works in real life. Whether you’re just starting out, navigating a life transition, or scaling a business, coaching helps you make progress, see results, and move forward with confidence—without taking the joy out of life. You can still enjoy your favorite beverages, vacations, or treats while building control and momentum.
Yes! I work with small business owners, leaders, and teams who want to align business decisions with personal goals, optimize cash flow, and create sustainable systems. Every engagement is customized to your unique business and personal priorities.
Sessions are personalized, practical, and supportive. We discuss your goals, challenges, and opportunities, and walk away with actionable steps you can implement immediately. Most clients meet weekly or biweekly, depending on the program. We also celebrate wins along the way, no matter how small, because recognizing progress keeps momentum high.
Results vary, but clients often feel more clarity, control, and confidence after the first session. Structured programs, like the 90-Day Financial Freedom Jumpstart, provide a guided path so you can see measurable progress in weeks. Coaching is an investment in yourself, and your actions guide the speed of progress.
Not at all. Coaching is about making your money, time, and decisions work for you, regardless of income. Strategies are tailored to your situation, whether you’re just starting out or optimizing a more complex financial or business plan.
Coaching with me is holistic. I also support clients with career growth, leadership development, and relationships, because every part of life affects the others. If your goals aren’t money-related, we’ll focus entirely on your priorities and create practical, actionable steps for your unique situation.
That’s exactly what a Gifted Strategy Session is for. We’ll uncover your priorities, clarify what’s holding you back, and map a clear, practical path forward so you always know your next step.
Most sessions run 60 minutes, scheduled to fit your life. Most clients pair weekly or biweekly sessions with small, actionable steps, making progress achievable without feeling overwhelming.
Absolutely! Sessions are held via Google Meet, making coaching convenient no matter where you are in the world. If you’re local and prefer to meet in person, I can accommodate. If you are not local and you’d like me to come to you, I’m open to that too (additional travel fee applies).
Coaching with me is action-oriented, personalized, and results-driven. We don’t just talk about goals, we explore options, create plans, and provide ongoing support to help you follow through. I celebrate wins along the way, and coaching is free from product sales or investment advice so you can focus on what matters to you. Having a coach you can trust and connect with is a personal choice—you’ll have a relationship with me like no other person in your life.
The best way to start is by booking a Gifted Strategy Session. We’ll explore your goals, clarify your next steps, and create a plan designed specifically for you.
It depends. Everyone has their own relationship with money and life experience. Your situation and goals determine the best path—and you won’t be expected to figure that out alone. I’ll support you every step of the way.
I work with clients all over the world.
Most people don’t fail because they lack tips—they fail because real life interrupts the plan. Here’s how coaching closes the gap between knowing and doing.
Owner pay, taxes, and variable income don’t have to feel like a mystery. A simpler rhythm can give you confidence without living in Excel.
No pressure, no pitch deck—just a real conversation to clarify your goals, your constraints, and practical next steps you can use right away.
Straight talk, practical tools, and support that lasts
When I met Sharon, I was walking in self-doubt. I was a master at talking myself out of going for what I wanted. I struggled in relationships and reacted to everything! I couldn't even imagine creating goals, much less reaching them. Sharon as my coach was like having a cheerleader on my shoulder, whispering "you've got this" all the time because she allowed me the space to figure out what was missing and go for it. She would take time to role-play situations to help me get comfortable. She uses humor in all the right places to make me feel safe and comfortable. I have so much confidence and direction. I feel like I can do anything. She may be stuck with me for life. I have learned so much about myself and have changed in ways I didn't know I could or even needed to. Honestly, I was just going to have the free call. I had no idea how one call could make all the difference.
Before working with Sharon, I was struggling with saving money and my spending was all over the place. Half the time, I didn't even know where my money was going or what I was spending. Working with Sharon has allowed me to create an emergency fund and set goals that are so meaningful to me that I don't waver or get distracted when it comes to my money anymore. She helped me understand my options without making me feel guilty or ashamed of my situation. In two short months, I had a solid plan for paying off my debt, including paying off my house early, saving thousands in interest, and an emergency fund. I feel empowered and confident, but most importantly, I feel successful. I can't wait for the next phase! One of the biggest changes I've noticed is how I feel about spending and saving. My relationship with money may be stronger than any relationship I have with people! If someone is considering coaching with Sharon, I would tell them, invest in yourself. It will be so much more worth it than you can imagine.
I decided to pursue coaching because I was feeling stuck. Because of this, I realized I needed to talk to someone who could provide an unbiased perspective of the things I was experiencing, while also not being afraid to hold me accountable for my actions. My friends recommended therapy, but I knew it wouldn't be the right fit for me. It wasn't until I suggested to a friend that we become accountability partners and the prospect fell flat that I realized I needed to find a way to become accountable for myself and my own actions. As a result of this, I decided to take the step to invest in myself and work with Sharon. Immediately, I knew a coach was exactly what I needed. Sharon heard me and made me reflect on my actions and thoughts in a way that highlighted my flaws without demeaning me, but empowered me to do the hard things necessary to achieve the changes I sought. Through my work with Sharon, I applied for a position that I wasn't planning on applying to, because I assumed I wouldn't get it. I learned to communicate more effectively, handle difficult situations in my workplace, and develop better financial habits. I also learned to prioritize myself, even when it seemed unlikely, and commit to engaging in activities that bring me joy. Honestly, my time with Sharon gave me a whole new perspective on life and has empowered me to equip myself with the tools to carry on the work even after our time concluded. I would tell anyone and everyone to work with Sharon if you are ready to be reflective, intentional, and do the work to become a better version of yourself.
I had the privilege of being coached by Sharon and I can say that she is an exceptional coach. She listens attentively and provides sincere advice, always with my best interests at heart. Her ability to ask the right questions helps you find your own answers and discover new paths. Sharon genuinely cares about helping you reach your goals, offering a supportive and friendly hand along the way. I highly recommend Sharon to anyone looking for guidance and growth. She's truly a great asset to anyone's journey!
Sharon, you have been instrumental in helping me see not only what is possible, but what was holding me back. You have helped me uncover what years (and you know, it has been years) of therapy didn't touch. For the first time, I have money left at the end of the month AND all my bills are paid. No interest is being given away to a credit card, and I finally feel like retirement will be an option. But that isn't the best part. The best part is my relationships are better, I am making friends, I feel confident in myself. You are helping me change my life.
The best part about investing in a coach is how confident I am with my money now and even more confident in how I communicate and advocate for myself.
Practical tools, behavior change, and accountability—so you live the plan, not just write it.